Quick Free Credit Approval

At Universal Lending Home Loans we look forward to helping you finance your home or help your current home financing situation.  The information you provide will only be used for your credit approval and will not be sold to third parties.

By submitting an application, I/we authorize Universal Lending to obtain a consumer credit report in connection with this loan application.  This application process may work best on your system by working through Safari or Chrome. 

Select Your Loan Officer...

Mortgage Loan Originator - Billings
(406)294-2661- NMLS#1620055
Branch Manager
(406)294-2662 - NMLS#1046589
Mortgage Loan Originator - Billings
(406)294-2664 -NMLS#260645
Retail Division Manager and Mortgage Loan Originator
(406)325-0011 - NMLS#523500
FIT Team Lead and Mortgage Loan Originator-Helena
(406) 461-9131 NMLS #1208305

Documentation is required for all borrowers including:

  • Social Security Number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities

After you have finished we will contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

Watch this video to learn about the 5 Key Factors Lenders look at when approving a home loan.

If you have questions about the application process, don't hesitate to contact us at 406-294-2660 or by e-mail at tbauer@ulc.com..

Tristi Bauer, Branch Manager