At Universal Lending, we are all about educating homebuyers-and we want your loan process to be a smooth one. Here are some ways you can help with that! Questions? Please don't hesitate to ask!
DON'T change your marital status without letting those involved in the loan process know. They need to be able to prepare all documents correctly.
DON'T change jobs. Your job status is very important. Changing jobs could cause your loan to be denied, especially if you will be working for less money or moving into a different career field. Remember, lenders may call your employer to confirm job status, prior to funding the loan.
DON'T switch banks. Once your funds have been verified, leave them where they are.
DON'T pay off existing accounts. Unless your lender suggests this, don't pay off bills until after escrow closes.
DON'T make any large purchases. Now is not the time to buy a new car or boat. A lender may check your credit or re-verify your funds at the last minute, so avoid purchases that can affect your loan approval.
Contact Universal Lending Corporation for any questions at 406-294-2660. If you are ready to apply, select apply now.
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