FHA Mortgage Loans & Mortgage Refinance

An FHA loan allows for the purchase of a home with a low down payment.

FHA Mortgage Loan Details:

Government-insured loan
Low down payment - 3.5% of the purchase price
Fixed rate mortgages
Maximum loan amount of $420,680 depending on county
Manufactured Homes
Lower your current rate or term of loan
Refinance your existing mortgage up to 97.75% of the current value of your home
Receive cash for any use up to 80% of the value of your home with a Refinance

Apply Online and
Get Credit Approved

Tell Me More...

I would like to learn more about your home loan and mortgage services.


Office:	(406) 294-2660
Toll-Free:	(866) 399-8941
Fax:	(406) 294-2665

Branch ID #130543
Corp NMLS #2996

Facebook and LinkedIn can be viewed from their team profile page.

Tristi Bauer

Brian Hafner

Pam Strietmatter

Trina Wood

Tawna Leonard

Doug Spence

Universal Lending Home Loans, 2646 Grand Ave, Suite 2, Billings, MT 59102 406-294-2660

Universal Lending Home Loans is a mortgage banker located in Billings, Montana. We provide residential mortgage loans, reverse mortgages, and a wide variety of wholesale mortgage options.

We handle all the steps in the Montana home loan and mortgage process including: Pre-Qualification, Loan Application, Interest Rate Lock, Loan Approval Process, and Closing.